Landowners: Are you prepared? Oil and Gas industry ready to ramp up production in Ohio and West Virginia

March 04, 2017 · Teresa (Dolan) Michaels

Many of our communities felt the positive impact of the oil and gas industry boom, as well as the jolt in our economy when the industry experienced reduced production and lower prices. While production in our... Read More →

Adult Children Could Be on Hook for Parents’ Nursing Home Bills

February 28, 2017 · David P. Nolan

As the Baby Boomers continue to move past retirement and into needing long-term health care, many families struggle to pay for it, much less understand what their personal risks are. If your state has a certain... Read More →

Trump, Year-end Planning, and Married Status: It’s Complicated

December 27, 2016 · Brian Lipton

During these final days of 2016, we hope you are enjoying holiday gatherings with family and friends. In addition to holiday cheer, winter vacations, and travel, another year end tradition turns our... Read More →

Investing in a Strong Team Means Unrivaled Client Service

October 25, 2016 · David H. McKinley

Like many of my colleagues at McKinley Carter Wealth Services (MCWS), I have worked for decades in the investment industry and have assembled a team of similarly experienced professionals that enables us to do... Read More →

Do You Know Where Your Assets Are?

October 25, 2016 · Nicole Gabriel

When new clients establish a relationship with McKinley Carter Wealth Services (MCWS), especially those transferring their accounts from a brokerage firm, they sometimes express curiosity at our new account... Read More →

It Is Never Too Early To Start Year-End Planning

July 12, 2016 · A. Lawrence Crimmins, Jr

The best time to start year-end planning is really April 15th, after you complete or sign your tax return and realize how the taxes could have been changed, had certain action been taken in the prior year... Read More →

My Fellow Millennials: Stop Saving for Retirement

July 12, 2016 · Chelsea LaRoche

Now that I have your attention, let me explain. As someone with fewer years in the workforce when compared to most of my colleagues, I am often reminded that retirement is many, many years away. The... Read More →

Death and Taxes

July 12, 2016 · Jackie Lawson

In 1789, Benjamin Franklin wrote a letter to Jean-Baptiste Leroy. In this letter, he wrote “Our new Constitution is now established, and has an appearance that promises permanency; but in this world... Read More →

On the Road to Investing in a Good Life…

July 12, 2016 · William R. Shipley

On a recent weekend excursion to run some errands, one of which entailed sitting in the waiting room of the auto dealership waiting for my truck to be serviced, I heard a radio commercial whose focus seemed to... Read More →

Empower Your Child with Fundamental Saving and Spending Practices

July 12, 2016 · John T. Slicer

Take a moment to think back to that well-taught, highly practical personal finance class that you experienced in school. This was the class that taught us to maintain and balance a checking account. ... Read More →

Did You Know Baseball and Planning for Retirement Have a Lot in Common?

April 18, 2016 · Brian T. Gongaware

The onset of the 2016 baseball season caused me to reflect on our national pastimes of baseball and planning for retirement – and just how similar they are in strategy. You’ve probably not... Read More →

Before Choosing a Financial Advisor, Know Thyself

April 11, 2016 · Will W. Carter

There are many types of financial advisors. Some are generalists, some are specialists. Some are paid transaction-based commissions, some charge a percentage of assets managed and others bill an hourly or flat... Read More →

The Life Insurance Riddle

March 28, 2016 · Rod Diaz

One of the perks of being a financial advisor is that you get to share in the dreams and passions of your clients. You get to celebrate the milestones with them and, from time-to-time, you get to share some of... Read More →

Preparing to Pay Before—and After—College

March 17, 2016 · Erica Crouse

As a senior in high school who was considering preparations for college, I can remember thinking, “My parents will take care of it!” Then, a decade later, as a financial aid director, I realized... Read More →

The Qualified Charitable Distribution Now Has Eternal Life (At Least, for Federal Income Tax Purposes)

March 16, 2016 · William R. Shipley

In the waning days of calendar year 2015, the 114th Congress characteristically took last-minute action to address a number of expired income tax provisions. One extended tax provision that has garnered favor... Read More →

Happy Money, Happy Legacy: Rethinking How You Invest Your Time and Your Money

March 01, 2016 · Rod Diaz

I had long held the idea that there were only three things one could do with money: spend it; save it; or gift it (i.e. give it away). And, as a Financial Advisor, I had lumped investing into the &ldquo... Read More →

Déjà Vu Again

January 18, 2016 · Brad Foster

As 2016 gets underway, January ushered in what is becoming the traditional market decline of the New Year. The S&P 500 was down at least 3% in the prior two years, and, not unlike the preceding years,... Read More →

Creating Strong Passwords

January 18, 2016 · MCWS

With all the stories circulating today about identity theft, we all vow we will make our passwords strong enough to thwart even the most ingenious hacker. Unfortunately, we may not be sure how to accomplish... Read More →

A Few Thoughts about Preparing for Income Tax Compliance

January 18, 2016 · Brian Lipton

With New Year's resolutions still intact, we turn to other traditions that lack the charm of ringing in the New Year - - TAX TIME! Some say preparing the return is easy compared to assembling the... Read More →

Social Security Claiming Strategies ‘Take It on the Chin’ in 2015 Bipartisan Budget Deal

January 11, 2016 · David P. Nolan

In the most significant reform to Social Security since 1983, the 2015 federal budget act includes sweeping changes to Social Security that take away a number of creative strategies that previously allowed... Read More →

Answering Debt Questions with More Questions

January 06, 2016 · MCWS

One question that continually comes up in regards to debt is, “Is this Good Debt, or Bad Debt?” The answer to that question is always different and entirely depends on the scenario. There are... Read More →

Why Pay For Human Help With Your Investments?

June 17, 2015 · Will W. Carter

There has been a lot in the press recently about new automated online “robo advisor” services that help people design and implement investment programs. The greatest value of these programs... Read More →

5 Life Changes Facing Women

September 11, 2012 · Deborah A. Moses

Oh mirror in the sky What is love Can the child within my heart rise above Can I sail through the changing ocean tides Can I handle the seasons of my life… - “Landslide” by Stevie... Read More →

Do You Need a Wedding Planner or Financial Planner?

August 06, 2012 · Deborah A. Moses

I got some exciting news recently. A friend of 20+ years announced she was getting married again! I hosted a celebratory spa day for friends – my idea of a 50-something bachelorette party! Amidst... Read More →

Serving a Broader Framework of Wealth Management Needs

June 05, 2012 · Will W. Carter

The financial services industry typically divides the world of “wealth management” into areas of technical expertise – investments, insurance, banking, taxes, retirement planning, estate... Read More →

Three Things You Can Learn From the NFL

May 04, 2011 · MCWS

By now, you’ve likely heard about the issues the NFL and its players are having negotiating a new collective bargaining agreement. We surely don’t have all of the details, but like past... Read More →

Let's Make a Plan

April 18, 2011 · MCWS

When looking for a advisor to work with your family, you are faced with an alphabet soup of designations. Although there are resources to help you navigate the waters, I suspect many people just give up... Read More →

Financial Spring Cleaning

March 31, 2011 · MCWS

The weather is improving, and it’s time to clean up the clutter that has built up throughout the Winter. One thing that is often overlooked, is taking care of the clutter that has built up financially... Read More →

The Promises and Perils of Wealth Management

November 09, 2009 · Will W. Carter

During the past decade, the financial services industry has re-invented how it packages its products and services to their clients. Read More →

Redirect Energy Spent on Taxes Toward Long-Term Financial Goals

April 01, 2009 · Will W. Carter

One of the challenges of managing any enterprise, including your financial future, is taking care of day-to-day tactical details while also managing future-oriented strategic issues and opportunities. Read More →

Too Much Information – Focus First on Fundamentals

October 19, 2007 · Will W. Carter

Dedicated to informing readers about matters of personal finance, this special section of the State Journal reflects a trend that offers both promise and peril. Read More →