The best time to start year-end planning is really April 15th, after you complete or sign your tax return and realize how the taxes could have been changed, had certain action been taken in the prior year...  Read More →

Now that I have your attention, let me explain.  As someone with fewer years in the workforce when compared to most of my colleagues, I am often reminded that retirement is many, many years away.  The...  Read More →

In 1789, Benjamin Franklin wrote a letter to Jean-Baptiste Leroy.  In this letter, he wrote “Our new Constitution is now established, and has an appearance that promises permanency; but in this world...  Read More →

On a recent weekend excursion to run some errands, one of which entailed sitting in the waiting room of the auto dealership waiting for my truck to be serviced, I heard a radio commercial whose focus seemed to...  Read More →

Take a moment to think back to that well-taught, highly practical personal finance class that you experienced in school.  This was the class that taught us to maintain and balance a checking account. ...  Read More →

Twice over the past twelve months, we have seen global stock markets decline 15% - 20%, followed by rebounds restoring markets to within 5% of their historic highs.   Headlines remain full of reasons to...  Read More →