I had long held the idea that there were only three things one could do with money: spend it; save it; or gift it (i.e. give it away).  And, as a Financial Advisor, I had lumped investing into the &ldquo...  Read More →

A lot has been written over the past decade about the tendency of otherwise smart and accomplished people to make what appear to be dumb decisions with their finances and other life choices.  See, for...  Read More →

As 2016 gets underway, January ushered in what is becoming the traditional market decline of the New Year.  The S&P 500 was down at least 3% in the prior two years, and, not unlike the preceding years,...  Read More →

With all the stories circulating today about identity theft, we all vow we will make our passwords strong enough to thwart even the most ingenious hacker. Unfortunately, we may not be sure how to accomplish...  Read More →

With New Year's resolutions still intact, we turn to other traditions that lack the charm of ringing in the New Year - - TAX TIME! Some say preparing the return is easy compared to assembling the...  Read More →

In the most significant reform to Social Security since 1983, the 2015 federal budget act includes sweeping changes to Social Security that take away a number of creative strategies that previously allowed...  Read More →